Every credit card number starts with six digits, the sort code, the same for all cards issued by that credit card company. So we offer a real fake visa credit card generator. Each cardholder's account number is in the next six to nine digits. The last digit is the check digit. The Luhn algorithm confirms the validity of a credit card number.Select the Toolbox on the top menu, and then select the VCC Generator and click on the Citi option. After selecting Citi, you will be able to choose the number of card (s) you wish to generate and set a spending limit for each card. Index selection is to specify which card will be used, entering 1 will refer to the first card in the list.Oct 6, 2023 · In the age of online transactions and digital subscriptions, having a Free Virtual Credit Card (VCC) has become a game-changer. Whether you’re signing up for Netflix, verifying your PayPal account, or conducting secure cross-border transactions, these VCCs offer a hassle-free solution. Let’s dive into the top providers and explore the benefits of using these virtual […] November 04, 2020 17:43. Select the Toolbox on the top menu, and then select the VCC Generator and click on the Stripe Issuing option. After selecting Stripe Issuing, you will be able to choose the number card (s) you wish to generate and set a daily spending limit for each card. Under API Key you will enter your Stripe Issuing Secret API Key ...Oct 6, 2023 · In the age of online transactions and digital subscriptions, having a Free Virtual Credit Card (VCC) has become a game-changer. Whether you’re signing up for Netflix, verifying your PayPal account, or conducting secure cross-border transactions, these VCCs offer a hassle-free solution. Let’s dive into the top providers and explore the benefits of using these virtual […] VCC GENERATOR. Generate VCC's for Netflix, Spotify, and more! Available: Start Generating Your VCC Below. Full Name. Type of VCC. Use of VCC. Your VCC Is Being Generated! This will only take a few seconds, please wait... CONNECTING TO VCC DATABASE. Your VCC for has been partially generated! Press or tap the VCC below to … What is a credit card generator? A credit card generator is a tool that generates fake credit card numbers, typically for fraudulent purposes. These generators use algorithms to create valid-looking credit card numbers that can be used for online transactions or other purposes. Mar 22, 2024 · To find out, simply log into your online bank or card account and search for “Virtual Card Number” or “Virtual Account Number.”. Citi Virtual Account Numbers, Wells Fargo Digital Wallet ... Documentation - How to calculate CVV - Algorythm. Step 1. Ensure a 2-part 16 byte key. That is 32 hex characters. We will call this "Key". Step 2. Ensure 16 or 19 digits PAN Card number. Step 3. Ensure 4 characters of Expiration Date. To get MasterCard Credit cards simply follow instructions below. Click on the Generate Button above. See the right side details as it changes on values. Copy those values. Done! If you want to generate in bulk simply click on the Bulk Generate link above. MasterCard credit cards always starts with 5. Step # 1: Access the online credit card generator on SmallSEOTools. Step # 2: Select the card brand. Step # 3: Set expiration month and date. Step # 4: Write your required CVV code. Step # 5: Select the quantity from 5, 10, 15, OR 20. Step # 6: Click the Generate button. About. vcc generator 💥 generate vccs in 2024 💥 generate vccs for example for discord or other services that require a payment method. vcc gen vcc generator credit card generator cc gen credit card gen vcc gen vcc generator credit card generator cc gen credit card gen vcc gen vcc generator credit card generator cc gen credit card genndzdiwewjDaftar kartu kredit virtual dari berbagai bank. Nah, berikut ini macam-macam kartu kredit virtual di Indonesia yang diterbitkan oleh beberapa bank. 1. OctoPay. Layanan teranyar dari CIMB Niaga Indonesia ini menargetkan pengguna Facebook di Tanah Air yang banyaknya bukan main. Untuk mendaftar OctoPay, kita wajib buka rekening … VCCGenerator is an online platform that gives users access to different online tools, such as a Credit Card Generator, Credit Card Validator, BIN Checker, and BIN Finder. These can be used for prototyping, code development, and educational purposes. DISCLAIMER: VCCGenerator's Credit Card Generator (including BIN Generator) tool does not ... The Vancouver citation style is a citation style used in the fields of biomedicine, health, and physical sciences. It is used to correctly attribute the authors of work cited within your paper. The Vancouver style uses numbers within the article body that refer to formatted citations in the reference list at the end of the paper.A credit card generator is a tool that creates valid but fictitious credit card numbers. These numbers can be used for a variety of purposes, such as: Testing payment gateways and online shopping ...The answer is definitely, no. In fact it can be very simply implemented using a single IC the LM555. There are basically two methods through which the IC 555 can be used for generating pulse width modulation output. The first method is using only a single IC 555, and a few associated parts such as a diodes, a potentiometer and a capacitor.Namso-gen is a Credit Card Generator (Random). It generates Cards according to users BIN. We have created Namso-gen for various type of Data Testing in Many fields like Ecommerce, Payment Gateway sites and many other applications. It works according to LUNH algorithm (is a simple checksum formula used to validate a variety of identification ... Fake Card Generator. Credit Card Validator. Welcome to the Fake Credit Card Generator! You can use this tool to generate random credit card numbers that use valid IINs based on the card scheme chosen, and pass Luhn algorithm verification. You can also generate CVCs and expiration dates if needed. These card numbers are useful for testing ... free open source discord bot. to create unlimited VCC. Leave a like here & a star on Github if you liked it. Thanks mate let me see. Reply. This post is by a banned member (NFTOwner) - Unhide. NFTOwner. 174.In order to help people around the world to solve this issue our greatest team has created Random Name Generator. We have spent more than 3 years collecting data from every country in order to generate this enormous and accurate database. Currently, for 82 countries over a Billion random names can be generated. The Luhn algorithm starts by the end of the number, from the last right digit to the first left digit. Multiplying by 2 all digits of even rank. If the double of a digit is equal or superior to 10, replace it by the sum of its digits. Realize the sum s s of all digits found. The control digit c c is equal to c=(10−(s mod 10)) mod 10 c = ( 10 ... To generate live CC from the BIN generator: First, go to the BIN generator tool. Enter your BIN, precise the date, and enter your CCV2. If your BIN didn't come with a date or CCV2, just leave it ...No, the VCC Generator generates credit card information for programmers to test their websites, applications, and software. These card numbers are not used for any purchases. Merely, a credit card number is not enough to complete an actual purchase, you need more information including the expiration date, name of the cardholder, and CVV numbers. Once everything is in place, click “Generate Now” and wait a second. It will display the credit card (s) that you requested. Tap on a credit card to copy the details, or hit the “Download Records” button to save all the details in your system. Generate the credit card template as you require with our credit card template generator. A VCC generator is a script or software that generates credit card numbers and details like the expiry date, and CVV using the same algorithm used for creating real cards. The MOD 10 algorithm usually used is a checksum formula which is the common name for the Luhn algorithm. This formula has been in use to validate a lot of …Apr 4, 2024 · Our Take. Additional Details. Rewards Rate. The X1 Card offers a unique setup with regard to virtual credit cards. Instead of just offering one-time-use virtual cards, like most of the other cards ... Step 1: Enter the first six digits (BIN) of a credit card number into the input box on our BIN Checker tool. Step 2: Complete the CAPTCHA verification and press the " GET DETAILS " button. Step 3: You should see the …BIN - Validate, Verify, Check, Calculate & Generate. Bank Identification Number (“BIN”) Bank Identification Number (“BIN”) or Issuer identification number (“IIN”) is the first six digits of a bank card number or payment cards number and it is part of ISO/IEC 7812. It is commonly used in credit cards and debit cards, stored-value ...No, the VCC Generator generates credit card information for programmers to test their websites, applications, and software. These card numbers are not used for any purchases. Merely, a credit card number is not enough to complete an actual purchase, you need more information including the expiration date, name of the cardholder, and CVV numbers. Once everything is in place, click “Generate Now” and wait a second. It will display the credit card (s) that you requested. Tap on a credit card to copy the details, or hit the “Download Records” button to save all the details in your system. Generate the credit card template as you require with our credit card template generator. Documentation - How to calculate CVV - Algorythm. Step 1. Ensure a 2-part 16 byte key. That is 32 hex characters. We will call this "Key". Step 2. Ensure 16 or 19 digits PAN Card number. Step 3. Ensure 4 characters of Expiration Date. VCC GENERATOR. Generate VCC's for Netflix, Spotify, and more! Available: Start Generating Your VCC Below. ... To receive the last four digits of your VCC, you need to ... Namso Gen is live credit card generator that can give you credit card numbers instantly. These credit card numbers are created by algorithm and use for different testing related …VCC Generator is a virtual/fake credit card generator that gives you details like a fake credit card number, address, CVV code, and expiry date. It allows you to create credit cards for major companies in the market, such as MasterCard, Visa, American Express, JCB, Discover, etc. The details are generated according to the real credit card ...Multi-use VCCs: With low-friction onboarding, fraudsters may use bots to try and generate cards en masse. Physical credit card holders: Fraudsters may use stolen account details to apply for VCCs, potentially leading to false negative fraud checks when virtual card transactions are made. Other digital payment service users: Fraudsters may also ...VCC Generator - Virtual Credit Card Generator. 3.0 (2) Average rating 3 out of 5. 2 ratings. Google doesn't verify reviews. Learn more about results and reviews. Generate valid virtual credit card numbers for testing with VCC Generator - supports cards like Visa, Mastercard. Quick & secure! VCCGenerator is an online platform that gives users access to different online tools, such as a Credit Card Generator, Credit Card Validator, BIN Checker, and BIN Finder. These can be used for prototyping, code development, and educational purposes. DISCLAIMER: VCCGenerator's Credit Card Generator (including BIN Generator) tool does not ... Our credit card generator tools work in a similar form, like how credit card issuers make their credit cards. You can check available credit/debit card Bank Identification Number (BIN) details using our BIN Checker tool to identify the card-issuing details that issued the card to the cardholder. Uses of the Credit Card Generator: Whenever you ...VCC-Generator is a python script that generate VCC for testing purposes only Note:It can't be used for cartingYou could use this website as a free voice over generator for narrating your videos in cases where don't want to use your real voice. You can also adjust the pitch of the voice to make it sound younger/older, and you can even adjust the rate/speed of the generated speech, so you can create a fast-talking high-pitched chipmunk voice if you want to.Full Code. The PHP code provided above demonstrates a class called VCCGenerator that can be used to generate a virtual credit card (VCC) with a valid Mastercard bank. The generated VCC has a $1 balance and provides an OTP for verification. It can be used for trial premium services on Azure, Digital Ocean, Play Store, Discord, PayPal, Hook, and ...color palettes generator! Create the perfect palette or get inspired by thousands of beautiful color schemes. Start the generator! Explore trending palettes. iOS App. Create, browse and save palettes on the go. Android App. Thousands of palettes in your pocket. Figma Plugin.Step 1: Enter the first six digits (BIN) of a credit card number into the input box on our BIN Checker tool. Step 2: Complete the CAPTCHA verification and press the " GET DETAILS " button. Step 3: You should see the …First, you need to register and set up your authentication options. After you have registered, you may use the “Forgot Password” link on the myVCC login page to reset your own password at any time. For additional help, call the VCC Help Desk at 604.443.8700 or email [email protected] / Revoult-VCC-Gen Public. Notifications Fork 2; Star 4. An automated revoult virtual credit card gen which uses sms-activate.org API License. ... Simple revoult virtual credit card generator with sms-activate.org api (automated sms) 10 stars for guide :) I plan to add more updates to ensure stability of program.A Random Credit Card generator is a tool that produces fake cards which are not used to make any purchase. It is only used to generate a transaction, usually online. So it is totally safe to use random credit card generators. ... In this way, www.vccgenerator.uno tool creates a random VCC credit card with numbers, zip code, ...Credit Card Generated Features. 100% Valid Credit Card Numbers. Generate up to 999 values per click! Luhn algorithm checked. With credit card number validator. Major industry identifier added. 100% FREE to generate Credit Cards. Used for data testing and verification purposes. With random names, address.Generator Kartu Kredit Virtual dari Useotools adalah alat sekali klik yang memungkinkan Anda untuk merender kartu kredit virtual Anda jika diperlukan verifikasi kamera atas kartu tersebut, serta dengan cepat menghasilkan kartu kredit acak. ... (VCC), kita hanya mendapatkan nomor kartu kredit dan kode CVC, dan tidak ada kartu yang sebenarnya ...VCCWave is a trusted platform that offers secure Virtual Credit Card (VCC) solutions. It provides a range of services, including a Free Virtual Credit Card Generator. With VCCWave's free tool, users can effortlessly …November 04, 2020 17:34. Important: Citi VCC Generator requires your account to have Two-Factor authentication enabled. Select the Toolbox on the top menu, and then select …VCC Generator is a virtual/fake credit card generator that gives you details like a fake credit card number, address, CVV code, and expiry date. It allows you to create credit cards for major companies in the market, such as MasterCard, Visa, American Express, JCB, Discover, etc. The details are generated according to the real credit card ...Stripe VCC Generator | Fast | Create loads of VCC's easily by EliteEmper0r - 28 February, 2022 - 10:55 PM . This post is by a banned member (AsalUn) - Unhide This post is by a banned member (lepo1312) - Unhide. lepo1312 . 298 Posts. 147 Threads. 2 Years of service. lepo1312 . 121 Rep. 1. ...VCC Generator VCC Checker : Receive SMS Online Free: Create Mail Free: New Bin: support Copy Cards . vcc visa card and checker Lite v1.3 OPEN SOURCE PROJECTAbout. vcc generator 💥 generate vccs in 2024 💥 generate vccs for example for discord or other services that require a payment method. vcc gen vcc generator credit card generator cc gen credit card gen vcc gen vcc generator credit card generator cc gen credit card gen vcc gen vcc generator credit card generator cc gen credit card genndzdiwewjA Random Credit Card generator is a tool that produces fake cards which are not used to make any purchase. It is only used to generate a transaction, usually online. So it is totally safe to use random credit card generators. ... In this way, www.vccgenerator.uno tool creates a random VCC credit card with numbers, zip code, ...An approved VCC name application which is still within the name reservation period i.e. 120 days may be withdrawn prior to submitting the application for incorporation or Transfer of Registration. You may withdraw the name via www.vcc.bizfile.gov.sg > eServices > Start a new VCC or Sub-fund > Withdrawal of name applicationTo create a Diners Club credit card number, follow these easy steps: (If you need to generate multiple Diners Club credit card numbers at the same time, try our Credit Card Generator tool.) Step 1: Choose a COUNTRY from the drop-down menu, or leave it blank for a random country. Step 2: Enter a CVV/CVC in the CVV field or leave it blank for a ...Instructions: You may enter name for customized card details. Put "auto" to randomly generate name details. Choose country of origin. When choosing country random generated address details will be choosen from that country. Export on .txt format or .docx complete details which includes Credit Card Number, Name, Address, and CVV.Virtual Credit Card FAQ (18 questions). Editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.In addition, WalletHub independently collected information for some of the …Generation Z, born in 1995 or later, are likely to completely transform workplace norms in the future, so organizations in general need to understand what makes their future employees tick in order to keep them motivated and help companies grow. Call centers, in particular, will need to be aware of this. Attracted by relatively high salaries ...Étape 1 : Sélectionnez le PAYS ou laissez-le vide pour une valeur aléatoire. Étape 2 : Entrez le numéro CVV/CVC ou laissez-le vide pour une valeur aléatoire. Étape 3 : Sélectionnez le montant ARGENT aléatoire que vous souhaitez afficher sur les détails de la carte de bancaire. Étape 4 : Entrez la DATE D'EXPIRATION ou laissez-la vide ...The Credit Card Number Generator is a specialized utility designed for testing environments. It generates valid yet fictitious credit card numbers, enabling testers to …About. vcc generator 💥 generate vccs in 2024 💥 generate vccs for example for discord or other services that require a payment method. vcc gen vcc generator credit card generator cc gen credit card gen vcc gen vcc generator credit card generator cc gen credit card gen vcc gen vcc generator credit card generator cc gen credit card genndzdiwewjVCC Generator. 8 likes. VCCGenerator generates 100% valid credit card numbers for all major brands with required details sucOur credit card generator tools work in a similar form, like how credit card issuers make their credit cards. You can check available credit/debit card Bank Identification Number (BIN) details using our BIN Checker tool to identify the card-issuing details that issued the card to the cardholder. Uses of the Credit Card Generator: Whenever you ... Working CC Generator with Money (Random Balance) 2023 Credit Card Generator that Work 2023. Using the credit card generator 2023 makes it easy to get credit card numbers. A person can automatically create a set of numbers for use. The credit card generating process is fast and reliable. For those who need access to numbers, this generator comes ... Information about the generator of US SSN, Driver License (DL), State ID, Passport, and Tax ID numbers. This tool generates information from algorithms, it does not produce actual issued documents nor facsimiles, specimen or samples of real documents. It's not meant for driving, FLVS driver's ed, insurance, or any other official use.About Credit Card / Debit Card Number Generator Tool. The credit card or debit card numbers generated in this page are the valid card numbers but completely random or in another word, it is merely fake. The numbers are valid because it was generated based on a mathematical formula which complied with the standard format of …free open source discord bot. to create unlimited VCC. Leave a like here & a star on Github if you liked it. Thanks mate let me see. Reply. This post is by a banned member (NFTOwner) - Unhide. NFTOwner. 174.Utilizzare i passaggi seguenti per generare un numero di carta di credito Visa. (Se desideri generare più numeri di carte di credito Visa, puoi farlo utilizzando il nostro generatore di carte di credito .) Passaggio 1: Selezionare il PAESE o lasciarlo vuoto per …How to generate a virtual credit card number. Each card provider may have a different method of generating a virtual credit card number, but the following steps are what people can typically expect: Check to see if the credit provider offers virtual credit cards. Log in to the card's online account. Enroll in the virtual credit card program if ...To create a Diners Club credit card number, follow these easy steps: (If you need to generate multiple Diners Club credit card numbers at the same time, try our Credit Card Generator tool.) Step 1: Choose a COUNTRY from the drop-down menu, or leave it blank for a random country. Step 2: Enter a CVV/CVC in the CVV field or leave it blank for a ...BIN - Validate, Verify, Check, Calculate & Generate. Bank Identification Number (“BIN”) Bank Identification Number (“BIN”) or Issuer identification number (“IIN”) is the first six digits of a bank card number or payment cards number and it is part of ISO/IEC 7812. It is commonly used in credit cards and debit cards, stored-value ...Name Generator. The aim of our name generator is to help you find the perfect name for any occasion. You can either generate random names or guide the process. You can find names for characters and babies from …color palettes generator! Create the perfect palette or get inspired by thousands of beautiful color schemes. Start the generator! Explore trending palettes. iOS App. Create, browse and save palettes on the go. Android App. Thousands of palettes in your pocket. Figma Plugin.Full Code. The PHP code provided above demonstrates a class called VCCGenerator that can be used to generate a virtual credit card (VCC) with a valid Mastercard bank. The generated VCC has a $1 balance and provides an OTP for verification. It can be used for trial premium services on Azure, Digital Ocean, Play Store, Discord, PayPal, Hook, and ...The VCC generator will provide all the necessary card details, and the cards will appear as valid to online merchants, but only for registration purposes. Once an actual payment has to be made, the dummy number won’t pass the test despite the … Turn on a virtual card in Google Chrome. On your phone or tablet, open the Chrome app . On the right of the address bar, tap More Settings Payment methods. Make sure to turn on Save and fill payment methods. Find the cards that you added to your Google Account. If there are no cards, tap Add card. Virtual credit card numbers are a type of credit card that can be used exclusively online and are linked to another credit card. Think of them as a temporary or one-time credit card number for online purchases. A credit card's virtual number is different from the physical card it’s associated with, meaning the actual card details aren’t ...You could use this website as a free voice over generator for narrating your videos in cases where don't want to use your real voice. You can also adjust the pitch of the voice to make it sound younger/older, and you can even adjust the rate/speed of the generated speech, so you can create a fast-talking high-pitched chipmunk voice if you want ...The Credit Card Number Generator is a specialized utility designed for testing environments. It generates valid yet fictitious credit card numbers, enabling testers to …About. vcc generator 💥 generate vccs in 2024 💥 generate vccs for example for discord or other services that require a payment method. vcc gen vcc generator credit card generator cc gen credit card gen vcc gen vcc generator credit card generator cc gen credit card gen vcc gen vcc generator credit card generator cc gen credit card genndzdiwewj Step # 1: Access the online credit card generator on SmallSEOTools. Step # 2: Select the card brand. Step # 3: Set expiration month and date. Step # 4: Write your required CVV code. Step # 5: Select the quantity from 5, 10, 15, OR 20. Step # 6: Click the Generate button. Here are the steps of the Luhn algorithm: Starting from the rightmost digit, double every second digit. If the result of doubling a digit is greater than 9, then subtract 9 from the result. Add up all the digits (including the doubled digits). If the sum is a multiple of 10 (i.e., the sum ends in 0), then the credit card number is valid.November 04, 2020 20:29. Select the Toolbox on the top menu, and then select the VCC Generator and click on the Capital One option. After selecting Capital One, you will be able to choose the number of card (s) you wish to generate. Note: You can generate 20 virtual cards per day (24 hour period). Index selection is to specify which card will ...I was skeptical about using a virtual credit card generator at first, but vcardgenerator completely changed my mind. It was so easy to use and the generated credit card numbers worked perfectly for my online purchases. I even used one to sign up for a free trial and it worked like a charm.Welcome to the Fake Credit Card Generator! You can use this tool to generate random credit card numbers that use valid IINs based on the card scheme chosen, and pass …
Card Type Card Number Exp. Date CVV Amount CVV Response Code; China Union Pay: 6250941006528599: 06/2026: 738: 11.00: MA: Discover: 6011000990099818: 12/2026: 333: 14.00 . Boston to slc
Mar 22, 2024 · To find out, simply log into your online bank or card account and search for “Virtual Card Number” or “Virtual Account Number.”. Citi Virtual Account Numbers, Wells Fargo Digital Wallet ... November 04, 2020 20:29. Select the Toolbox on the top menu, and then select the VCC Generator and click on the Capital One option. After selecting Capital One, you will be able to choose the number of card (s) you wish to generate. Note: You can generate 20 virtual cards per day (24 hour period). Index selection is to specify which card will ... A credit card generator is a software tool or an online service that generates credit card numbers at random. Despite the fact that these created numbers may resemble real credit card numbers, they are not linked to any real bank accounts or financial institutions. Developers or testers can verify the functionality of web pages without using ... credit card number generator.. At Fakecreditcard.co you can easily generate major credit card numbers such as Visa card, MasterCard, American Express, JCB Card and Discover Card. The credit cards numbers are digits generated based on a mathematical formula that complied with the standard format of the Luhn algorithm (mod 10). Fake Name & Identity Generator: FauxID.com is a free tool to generate full fake identities with random First and Last Name, Address, Social Security Number, Credit Card, Phone Number, and more! Protect your privacy by only using your true identity when absolutely necessary. O gerador de cartões de crédito em massa pode gerar muitos números de cartões de crédito de uma só vez para si com apenas um clique. Basta introduzir a sua figura desejada na caixa N.º de cartões de crédito e depois clicar no botão Gerar. Isto poupará o seu tempo de repetir o processo uma e outra vez e gerará números de cartão de ... Step 1. Open the debit card generator page. Step 2. The tool gives you the choice to pick from the types of debit cards given in the drop-down menu. Step 3. Hit on the Generate debit card tab. Below based on the type of chosen card, the tool will feature a life-like debit card. Generator kart kredytowych generuje losowe numery kart kredytowych na podstawie numeru identyfikacyjnego banku (BIN) przy użyciu Algorytm Luhna. Algorytm Luhna jest również znany jako algorytm Modulus 10 lub Mod-10. Podczas generowania danych karty kredytowej zawsze kierujemy się zasadą Algorytm Luhna. Narzędzie do generowania …Join SurveyJunkie Now! Il a généré 100% de numéros de cartes de crédit valides. L’algorithme de Luhn est vérifié. Il peut générer jusqu’à 999 valeurs par clic. Le générateur de cartes de crédit inclut le MII (Major Industry Identifier). Il contient également un validateur de numéro de carte de crédit. Step 1: Enter the first six digits (BIN) of a credit card number into the input box on our BIN Checker tool. Step 2: Complete the CAPTCHA verification and press the " GET DETAILS " button. Step 3: You should see the issuer of the credit card, as well as other information such as the card type, the country of issuance, and more. In order to help people around the world to solve this issue our greatest team has created Random Name Generator. We have spent more than 3 years collecting data from every country in order to generate this enormous and accurate database. Currently, for 82 countries over a Billion random names can be generated.A fake credit card number generator is an online tool to generate random, valid-looking credit card numbers. These numbers are often used for testing and validation purposes. The primary use of these generators comes in e-commerce applications and payment gateways..